FlexiSTakeLoan is a decentralized finance (DeFi) smart contract enabling users to stake native tokens, borrow funds against their staked tokens, lend tokens for rewards, and manage loan repayments. The contract also handles defaults by forfeiting staked tokens and blacklisting borrowers.

• • Staking: Users can stake native tokens to earn compounding rewards.
  • Borrowing: Borrow against staked tokens with flexible loan durations (30, 90, or 180 days).
  • Lending: Provide liquidity to the contract and earn compounding rewards.
  • Loan Repayment: Repay borrowed amounts with interest and reclaim staked collateral.
  • Default Handling: Automatic forfeiture of staked tokens for overdue loans, with borrower blacklisting.
  • Rewards: Both stakers and lenders earn monthly compounding interest and annual bonuses.
  • Admin Control: Owners can handle loan defaults and manage blacklisted users.

• • Stake native tokens to earn rewards.
  • Rewards accrue monthly (3% compounding) and annually (10% bonus).

• • Borrow up to 50% of staked collateral.
  • Loan durations available:
    • • 30 days (5% monthly interest).
      • 90 days (7% monthly interest).
      • 180 days (10% monthly interest).

• • Lenders can deposit funds into the contract to earn rewards.
  • Rewards accrue at 3% monthly compounding and 10% annually.

• • Borrowers default if loans remain unpaid past their duration.
  • Default consequences:
    • • Forfeiture of staked tokens.
      • Blacklisting of the borrower.

• • • • Handle loan defaults.
      • Remove users from the blacklist.

• • Interest Rates:
    • • Staking: 3% monthly, 10% annual bonus.
      • Borrowing: 5%-10% monthly (depending on loan duration).
  • Limits:
    • • Max Staked Amount: 1,000,000 tokens.
      • Max Borrowed Amount: 500,000 tokens.
  • Events: Tracks activities such as staking, borrowing, repayment, and rewards.

• • • stakeTokens(): Stake native tokens to earn rewards.
    • borrowTokens(uint256 _amount, LoanDuration duration): Borrow against staked tokens.
    • repayBorrowedTokens(): Repay loan with interest and reclaim collateral.

• • • lendTokens(): Lend tokens to the contract.
    • withdrawLentFunds(): Withdraw lent funds along with rewards.

• • • handleLoanDefault(address _borrower): Forfeit staked tokens and blacklist defaulting borrowers.
    • removeFromBlacklist(address _user): Remove users from the blacklist.

1. 1. 1. Deploy the Contract:

         • • Deploy the StakeToLoan contract on a supported blockchain.

      2. Stake Tokens:

         • • Call stakeTokens() with the desired amount.

      3. Borrow Tokens:

         • • Call borrowTokens() with the loan amount and duration.

      4. Repay Loans:

         • • Use repayBorrowedTokens() to clear debt and reclaim collateral.

      5. Lend Tokens:

         • • Use lendTokens() to provide liquidity and earn rewards.

      6. Withdraw Lending Rewards:

         • • Call withdrawLentFunds() to claim rewards and principal.

      7. Handle Defaults (Admin Only):

         • • Call handleLoanDefault() for overdue loans.

• • • Staked(address indexed user, uint256 amount): Triggered when a user stakes tokens.
    • Borrowed(address indexed user, uint256 amount, uint256 duration): Triggered when a user borrows tokens.
    • RepaymentMade(address indexed user, uint256 amount): Triggered when a user repays a loan.
    • Withdrawn(address indexed user, uint256 amount): Triggered when a lender withdraws funds.
    • RewardsClaimed(address indexed user, uint256 amount): Triggered when staking rewards are claimed.Lent(address indexed user, uint256 amount): Triggered when a user lends tokens.
    •  
    • LenderRewardsClaimed(address indexed user, uint256 amount): Triggered when lending rewards are claimed.
    • LoanDefaulted(address indexed borrower, uint256 forfeitedAmount): Triggered when a borrower defaults on a loan.

• • • Ensure the contract is audited before deployment.
    • Only stake what you can afford to lose.
    • Monitor loan durations to avoid defaults.